Arkansas

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Stuttgart, Arkansas Credit Union Savings Rates

You are viewing savings rates from credit unions in Stuttgart, Arkansas

 

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Stuttgart, AR - December 14, 2024

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

10.00%

$0

Learn More

| May 4, 2016

Refi, no cash out, no second Read More

Rate History: 4.00% → 6.00%

Rate History: 6.13% → 6.50% → 6.38% → 6.13% → 6.00%

| Jun 19, 2022

Does PMFCU share with Bellco, Law Enforcement in Aurora. Read More

Canvas


Restrictions

5.00%

$0

Learn More

Metro


Restrictions

5.00%

$10,000

Learn More

| May 31, 2021

Joshua from your security service deserves a great review. He helped cancel my card after it was stolen. Read More

5.00%

$0

Learn More

Rate History: 7.00% → 5.00%

| Dec 4, 2022

Your credit union needs to compete with other credit unions, like Liberty Federal, which has a 6 year rate at 4.30%. Read More

Rate History: 4.52% → 4.99%

Rate History: 2.32% → 4.75%

Covantage


Restrictions

4.75%

4.25%
4.10%
3.50%
2.50%

$750,000

$500,000
$250,000
$100,000
$25,000
Learn More

Rate History: 4.25% → 5.00% → 4.75% → 4.65%

Rate History: 4.65% → 4.55%

Rate History: 5.00% → 4.75% → 4.55%

Rate History: 0.75% → 4.50%

Rate History: 0.01% → 5.00% → 4.75% → 4.50%

Rate History: 3.30% → 3.56% → 3.82% → 4.08% → 4.34%

| Mar 4, 2020

Savings Read More

Town & Country


Restrictions

4.25%

4.00%
1.50%

$250,000

$50,000
$25,000
Learn More

| Sep 11, 2020

Rate is now 2.01% Read More

Rate History: 5.15% → 4.85% → 4.50% → 4.25%

Rate History: 5.00% → 4.75% → 4.25%

| Apr 25, 2021

It has some of the most inept, cold workers. They do not return calls. You have trouble using payments or transactions by phone as they charge you. For months during COVID no hand sanitizer was present ... Read More

Rate History: 3.50% → 4.25%

4.25%

2.00%
1.35%

$750,000

$250,000
$25,000
Learn More

12 Month Introductory Rate

Rate History: 2.00% → 4.00%

Redwood


Restrictions

4.00%

3.75%
3.50%
3.00%
2.75%
2.50%

$150,000

$100,000
$50,000
$25,000
$10,000
$2,500
Learn More

Rate History: 6.00% → 4.00% → 6.00% → 4.00%

Greenwood


Restrictions

4.00%

$50,000

Learn More

| Nov 19, 2022

Ratio of loans vs deposits appears Greenwood is overlevereged when compared to similar credit unions in the USA. Read More

4.00%

$10,000

Learn More

Rate History: 3.75% → 4.00%

Rate History: 0.75% → 4.00%

Green Country


Restrictions

4.00%

$50,000

Learn More

Fort Liberty


Restrictions

4.00%

$5,000

Learn More

Rate History: 4.25% → 4.17% → 4.00% → 3.93%

| Sep 20, 2023

Have been a member for 15 years and love everything about them: have a HighQ account, and QClassic checking and had a mortgage with them, too. Read More

Rate History: 4.40% → 4.05% → 3.85%

| Jun 1, 2019

Yes... Read More

Rate History: 4.15% → 4.00% → 3.75%

Rate History: 4.50% → 4.00% → 3.75%

Rate History: 4.00% → 3.75%

Rate History: 3.50% → 4.00% → 3.75%

| Mar 5, 2020

Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More

Rate History: 3.95% → 3.80% → 3.70% → 3.90% → 3.75%

Hanscom


Restrictions

3.75%

3.50%
2.50%
1.50%

$500,000

$100,000
$50,000
$25,000
Learn More

Rate History: 4.00% → 4.25% → 3.70%

| Feb 27, 2020

Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More

| Dec 22, 2020

Where is the 4.00/% rate? It doesn’t seem to exist? Read More

First Community


Restrictions

3.60%

3.00%
2.50%
2.25%
2.00%

$1,000,000

$500,000
$200,000
$100,000
$25,000
Learn More

State Department


Restrictions

3.56%

2.02%
1.51%
1.26%

$250,000

$100,000
$50,000
$25,000
Learn More

Rate History: 2.53% → 3.56%

3.50%

$100

Learn More

Connex


Restrictions

3.50%

$0

Learn More

Rate History: 4.00% → 3.50%

| Oct 11, 2019

Long, long wait to see a banker. No one at the front desk. Very Poor service Read More

Communityamerica


Restrictions

3.50%

3.45%
3.40%
3.35%
3.30%
3.25%

$500,000

$250,000
$150,000
$100,000
$50,000
$25,000
Learn More

Rate History: 2.08% → 4.00% → 3.50%

Trumark Financial


Restrictions

3.50%

1.50%

$10,000

$100,000
Learn More

Rate History: 2.28% → 3.55% → 3.50%

| Dec 7, 2023

100% a Rogue Bank. Wish I could give them a negative star. Banks like superior choice CU are the example why Americans are behind on building better credit portfolio. They for some strange reasons ar... Read More

Rate History: 3.43% → 3.38% → 3.37% → 3.36% → 3.47%

Safe


Restrictions

3.45%

3.20%
2.80%
2.40%
1.60%

$500,001

$250,001
$100,001
$50,001
$25,001
Learn More

| Sep 27, 2016

why have you not updated your rates Read More

Hughes


Restrictions

3.30%

3.05%
2.79%

$150,000

$75,000
$1,000
Learn More

| May 4, 2016

Refi, no cash out, no second Read More

Safe


Restrictions

3.30%

3.04%
2.78%
2.53%
2.02%

$250,000

$100,000
$50,000
$25,000
$10,000
Learn More

Direct


Restrictions

3.25%

$25,000

Learn More

Rate History: 2.75% → 3.25%

| Aug 18, 2020

Excellent! Read More

| Oct 9, 2023

Member for 50 years and have aeen it grow and develop with changing times and technology quickly and smoothly. Has helped me and my family, tremendously, through any and all crisis... don't know how Id ha ... Read More

Rate History: 3.50% → 3.25%

| Mar 5, 2020

Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More

Rate History: 3.50% → 3.25%

Rate History: 3.00% → 3.51% → 3.15%

Rate History: 2.15% → 3.15%

Landmark


Restrictions

3.15%

3.00%
2.90%

$100,000

$75,000
$50,000
Learn More

New England


Restrictions

3.14%

2.63%
2.27%
1.81%

$250,000

$100,000
$50,000
$1,000
Learn More

Rate History: 2.94% → 2.99% → 3.50% → 3.25% → 3.10%

Safeamerica


Restrictions

3.10%

$0

Learn More

3.04%

$25,000

Learn More

3.03%

2.78%
2.27%
1.51%

$500,000

$250,000
$100,000
$10,000
Learn More

Rate History: 4.26% → 3.77% → 3.26% → 3.16% → 3.01%

| Feb 3, 2023

So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... Read More

Tennessee Valley


Restrictions

3.00%

2.95%
2.70%
2.55%
2.50%

$100,000

$50,000
$25,000
$10,000
$2,500
Learn More

Rate History: 2.15% → 3.00%

Rate History: 3.10% → 3.00%

| Aug 14, 2023

Staff customer service very poor. Long wait times due to limited staffing. Read More

3.00%

2.00%

$100,000

$50,000
Learn More

3.00%

$2,500

Learn More

Fortera


Restrictions

3.00%

1.75%

$250,000

$100,000
Learn More

| Feb 29, 2020

After being part of this credit union for many years have am closing my accounts. I deposited a very large check from an estate account they told me they needed to put a hold. No problem. The time is u... Read More

Rate History: 0.40% → 3.00%

American Heritage


Restrictions

3.00%

2.80%
2.65%
2.31%

$75,000

$50,000
$25,000
$2,000
Learn More

| Dec 22, 2020

Where is the 4.00/% rate? It doesn’t seem to exist? Read More

Air Force


Restrictions

3.00%

$0

Learn More

Eecu


Restrictions

2.78%

2.63%
2.38%
2.17%
1.87%

$90,000

$50,000
$25,000
$10,000
$2,500
Learn More

Rate History: 2.27% → 3.04% → 2.78%

Rate History: 5.33% → 5.00% → 3.75% → 2.75%

Rate History: 3.32% → 3.34% → 3.36% → 3.15% → 2.64%

| Dec 30, 2018

Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in. Read More

Rate History: 3.10% → 2.60%

| Nov 5, 2023

I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at t... Read More

2.50%

1.35%

$100,000

$2,000
Learn More

Rate History: 2.25% → 2.50%

Rate History: 1.50% → 3.00% → 2.75% → 2.50%

| Jan 12, 2022

I did a signature loan to pay off two credit cards in December 2021 of $10,000 @ 10.75 % Then 30 days later in January 2022 Suncoast offers its members to pay off your credit cards @ 5.9 % That did not s... Read More

2.50%

$1,000

Learn More

Jovia Financial


Restrictions

2.50%

2.10%
2.00%

$5,000,000

$250,000
$100,000
Learn More

| Apr 25, 2021

It has some of the most inept, cold workers. They do not return calls. You have trouble using payments or transactions by phone as they charge you. For months during COVID no hand sanitizer was present ... Read More

Rate History: 1.87% → 2.48%

Greenstate


Restrictions

2.45%

2.25%
2.05%
1.85%
1.65%
1.45%

$1,000,000

$500,000
$250,000
$100,000
$50,000
$2,500
Learn More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

Rate History: 2.50% → 2.40%

| Nov 30, 2020

I will never do business with grow again. Very dissatisfied as a client. Read More

Radifi


Restrictions

2.35%

2.15%
2.05%
1.85%

$1,000,000

$500,000
$250,000
$100,000
Learn More

Rate History: 2.50% → 2.27%

| Dec 14, 2022

Agree with Jaben to stay away from docfcu. They don't appreciate loyal members and easily turn down any requests after a delayed response. I have closed my accounts and moved my funds to better institutio... Read More

Rate History: 2.27% → 0.04% → 2.27% → 0.04% → 2.27%

| Sep 30, 2016

what the rate on 5 years cd if your a elite member Read More

Rate History: 1.70% → 2.15% → 2.25%

Rate History: 2.65% → 2.40% → 2.25%

2.25%

2.05%
1.85%
1.65%
1.50%

$1,000,000

$500,000
$250,000
$100,000
$50,000
Learn More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Rate History: 2.10% → 2.25%

American Airlines


Restrictions

2.22%

$5

Learn More

| Jun 12, 2017

five star......great location...fast service Read More

Rate History: 2.35% → 2.20%

Rate History: 2.25% → 4.25% → 2.18%

| Jan 1, 2022

Great Customer Service. Good Interest Rates and a Great Local Bank. - SK Read More

Rate History: 1.66% → 1.97% → 2.07% → 2.17%

Rate History: 1.36% → 1.41% → 2.12%

Rate History: 2.28% → 2.02%

Wellby


Restrictions

2.02%

1.77%
1.51%
1.26%

$100,000

$50,000
$25,000
$10,000
Learn More

| Nov 24, 2020

Earlier this year just before the pandemic I was involved in a vehicular accident that resulted in me losing my car in total loss. Following the trend of how 2020 has gone, my hours for work were cut do to... Read More

Expedition


Restrictions

2.02%

1.76%

$100,000

$50,000
Learn More

2.02%

1.51%
1.26%

$250,000

$100,000
$50,000
Learn More

| Feb 6, 2023

max. amt. per account thats insured under your ncua? limit on how many accts? Read More

2.00%

$1,000,000

Learn More

| Apr 13, 2021

Please don't use Pen Air Federal Credit Union for a variety of reasons. The security system isn't set up with fraud in mind. The IRS deposited money into my child's account that wasn't intended for the mem... Read More

Florida


Restrictions

2.00%

1.50%
1.25%

$1,000,000

$100,000
$50,000
Learn More

Cbc


Restrictions

2.00%

$250,000

Learn More

Rate History: 2.10% → 2.00%

Rate History: 1.11% → 1.26% → 1.51% → 1.77% → 2.00%

Rate History: 1.95% → 2.00%

Rate History: 3.50% → 3.25% → 2.80% → 2.55% → 2.00%

| Jun 1, 2019

Yes... Read More

Abound


Restrictions

1.85%

$250,000

Learn More

Rate History: 1.80% → 1.80%

Rate History: 1.65% → 1.80%

1.76%

$250,000

Learn More

Rate History: 2.00% → 1.90% → 1.75%

Rate History: 1.76% → 1.75%

| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More

Partner Colorado


Restrictions

1.75%

1.50%
1.25%

$100,000

$50,000
$25,000
Learn More

| Aug 7, 2020

We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More

Rate History: 2.05% → 1.75%

| Dec 16, 2020

Nusenda Credit Union are unprofessional and a big waste of time. Read More

Rate History: 1.51% → 1.61% → 1.71%

| Feb 6, 2023

Everyone was very friendly and helpful. Read More

Rate History: 0.85% → 0.70% → 1.70%

1.70%

$100,000

Learn More

1.70%

1.65%

$50,000

$25,000
Learn More

| Sep 20, 2023

Have been a member for 15 years and love everything about them: have a HighQ account, and QClassic checking and had a mortgage with them, too. Read More

Rate History: 1.90% → 1.75% → 1.65%

| Aug 14, 2023

Staff customer service very poor. Long wait times due to limited staffing. Read More

1.64%

$2,500

Learn More

Rate History: 1.31% → 1.61%

Rate History: 1.35% → 1.60%

Three Rivers


Restrictions

1.60%

1.50%
1.40%
1.30%

$125,000

$85,000
$65,000
$45,000
Learn More

Rate History: 1.41% → 1.57%

| Aug 15, 2019

I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply n... Read More

N C P D


Restrictions

1.51%

$0

Learn More

| Mar 26, 2021

Moses Raphael Read More

Rate History: 1.30% → 1.66% → 1.75% → 1.51%

Rate History: 1.26% → 1.77% → 1.55% → 1.60% → 1.51%

Rate History: 2.00% → 1.50%

Rate History: 1.30% → 1.50%

Town And Country


Restrictions

1.50%

1.40%

$0

$100,000
Learn More

Ttcu


Restrictions

1.50%

1.25%

$250,000

$150,000
Learn More

121 Financial


Restrictions

1.50%

$250,000

Learn More

| Oct 17, 2018

This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More

Tyndall


Restrictions

1.50%

1.25%

$50,000

$25,000
Learn More

| Jan 18, 2022

Need to see form for wiring money from another state to Panama City Florida USA Read More

Fortera


Restrictions

1.50%

$0

Learn More

| Feb 29, 2020

After being part of this credit union for many years have am closing my accounts. I deposited a very large check from an estate account they told me they needed to put a hold. No problem. The time is u... Read More

1.50%

$40,000

Learn More

Rate History: 1.00% → 1.50%

Wheat State


Restrictions

1.50%

$100,000

Learn More

Vystar


Restrictions

1.50%

1.30%

$250,000

$100,000
Learn More

| Aug 8, 2023

The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More

Rate History: 1.59% → 1.59% → 1.49% → 1.48%

| Jul 7, 2019

wrong rate! Read More

Rate History: 1.20% → 1.30% → 1.41% → 1.36% → 1.46%

Rate History: 1.00% → 1.40% → 1.45%

1.45%

$2,500

Learn More

Keesler


Restrictions

1.45%

$100,000

Learn More

Rate History: 1.25% → 1.30% → 1.35% → 1.40% → 1.42%

Rate History: 1.77% → 1.87% → 1.82% → 1.41%

Rate History: 1.65% → 1.60% → 1.50% → 1.40%

| Apr 12, 2019

Your website states 11 months IRA CD at 3% but when I called in morning, I was told that it expired on 4/10. please update your website. Read More

| Jan 19, 2023

They have a lot of potential to be great. But, they need to learn their systems and how to best serve their Members. Don't do it. Just don't. You've been warned. Read More

Keesler


Restrictions

1.40%

$10,000

Learn More

Gecu


Restrictions

1.35%

1.25%

$500,000

$250,000
Learn More

| Jun 14, 2019

This bank gives you the runaround to find simple rates such as Roth rate and traditional ira but when it comes to cd rates it is very easily attainable. And the 1st information when you select rates but to... Read More

Rate History: 2.00% → 1.50% → 1.35%

| Sep 4, 2019

BETHPAGE CREDIT UNION IS THE BEST.. Read More

Abound


Restrictions

1.30%

$100,001

Learn More

1.26%

$100,000

Learn More

1.26%

$2,500

Learn More

Rate History: 10.00% → 0.70% → 1.25%

Aflac


Restrictions

1.25%

$2,500

Learn More

1.25%

$100,000

Learn More

Members 1st


Restrictions

1.25%

$250,000

Learn More

| Oct 17, 2018

This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More

Rate History: 1.75% → 2.00% → 1.75% → 1.25%

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

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