Oklahoma

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You are viewing rates from credit unions across Sallisaw



Credit Union CD Rates Sallisaw, Oklahoma 2024

Below are the best one year CD Rates from credit unions in Sallisaw, Oklahoma. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Sallisaw, OK - April 16, 2024

1 Year CD National Average : 0.56% ?

Credit Unions APY MIN MILES ?

Rate History: 1.00% → 1.26% → 12.25%

Variable rate tied to US Treasury rates.

Rate History: 5.30% → 5.45%

Rate History: 5.51% → 5.40%

Rate History: 2.27% → 5.38%

Rate History: 5.12% → 5.38%

Rate History: 5.60% → 5.70%

Rate History: 5.20% → 5.30%

Special Easy Start Certificate only applies to a maximum deposit of $3,000.
Rate History: 5.30% → 4.95% → 5.30%

5.30%

5.10%
5.00%

$25,000

$10,000
$500

-

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Rate History: 5.25% → 5.15% → 5.30%

Rate History: 3.30% → 5.25% → 6.00% → 5.25%

Rate History: 5.13% → 5.25%

Rate History: 5.00% → 5.25% → 5.50% → 5.25%

Rate History: 2.27% → 4.84% → 5.25%

Rate History: 5.09% → 5.50% → 5.25%

Rate History: 5.30% → 5.70% → 5.85% → 5.43% → 5.22%

Rate History: 4.20% → 4.70% → 5.20%

Rate History: 5.05% → 5.20%

Rate History: 4.13% → 5.17%

Rate History: 5.40% → 5.20% → 5.40% → 5.15%

Rate History: 5.50% → 5.60% → 5.50% → 5.25% → 5.15%

Rate History: 4.75% → 5.00% → 5.15%

Rate History: 4.85% → 5.00% → 5.15%

Rate History: 2.01% → 5.12% → 1.51% → 5.12%

Rate History: 4.54% → 5.38% → 5.12%

Rate History: 5.38% → 5.12%

American Airlines
Restrictions

5.12%

$1,000

-

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Rate History: 0.80% → 5.10%

Rate History: 5.60% → 5.10%

Rate History: 5.20% → 5.09%

Rate History: 5.76% → 5.46% → 5.11% → 4.81% → 5.06%

Rate History: 6.00% → 5.80% → 5.50% → 5.40% → 5.05%

Rate History: 5.13% → 5.02%

Rate History: 4.93% → 5.15% → 5.01%

Rate History: 5.27% → 5.22% → 5.17% → 5.12% → 5.01%

Rate History: 4.39% → 4.59% → 5.01%

Rate History: 4.75% → 5.01%

Rate History: 1.50% → 5.75% → 5.50% → 5.00%

Rate History: 3.61% → 5.00%

Rate History: 5.25% → 5.15% → 5.00%

Rate History: 3.75% → 5.00%

Rate History: 4.75% → 5.00%

Rate History: 5.10% → 5.00%

Rate History: 4.50% → 5.00%

Rate History: 4.00% → 5.00%

Rate History: 4.86% → 5.00%

Rate History: 5.35% → 5.25% → 5.00%

Rate History: 5.25% → 5.00%

Rate History: 5.60% → 5.70% → 5.90% → 5.55% → 5.00%

Rate History: 2.70% → 5.00%

Rate History: 5.25% → 5.00%

Rate History: 2.12% → 2.53% → 5.30% → 2.53% → 5.00%

Rate History: 4.54% → 4.69% → 4.75% → 4.64% → 5.00%

Texas People
Restrictions

5.00%

3.99%

$10,000

$1,000

-

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Rate History: 5.00% → 4.75% → 5.00%

Rate History: 5.00% → 4.00% → 5.00%

5.00%

4.75%
4.00%

$50,000

$5,000
$1,000

-

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Rate History: 6.00% → 5.00%

A+
Restrictions

5.00%

4.28%
4.23%

$10

$1,000
$25

-

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Rate History: 5.20% → 5.10% → 5.00% → 5.10% → 5.00%

Rate History: 5.15% → 4.92%

Rate History: 5.50% → 5.10% → 4.90%

Rate History: 4.60% → 4.85% → 4.87%

Rate History: 1.40% → 2.30% → 1.40% → 5.00% → 4.85%

Rate History: 5.10% → 4.85%

Rate History: 4.40% → 4.07% → 4.16% → 4.93% → 4.83%

Rate History: 4.33% → 4.43% → 4.53% → 4.63% → 4.83%

Rate History: 5.25% → 5.15% → 5.00% → 4.81%

Rate History: 3.75% → 4.80%

Rate History: 4.50% → 5.00% → 4.80%

Rate History: 4.08% → 4.60% → 4.80%

Rate History: 4.60% → 5.00% → 4.90% → 4.80%

Rate History: 4.60% → 5.00% → 4.90% → 4.80%

Rate History: 5.25% → 4.55% → 4.60% → 4.65% → 4.80%

Rate History: 4.86% → 5.18% → 4.92% → 4.76%

Rate History: 5.81% → 5.55% → 5.02% → 4.76%

Rate History: 5.35% → 4.75%

Transportation
Restrictions

4.75%

$1,000

-

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Redwood
Restrictions

4.75%

$1,000

-

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Rate History: 5.15% → 4.75%

Rate History: 3.50% → 4.75%

Midflorida
Restrictions

4.75%

1.50%

$1,000

$1,001

-

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Rate History: 5.10% → 5.25% → 5.35% → 5.00% → 4.75%

4.75%

$500

-

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Rate History: 5.00% → 4.75%

Rate History: 4.75% → 5.10% → 5.05% → 4.80% → 4.75%

Rate History: 3.04% → 5.15% → 6.00% → 5.15% → 4.75%

Rate History: 4.25% → 4.25% → 4.35% → 4.75%

Rate History: 4.86% → 4.81% → 4.71%

Texas Trust
Restrictions

4.70%

4.65%

$50,000

$500

-

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Rate History: 5.20% → 5.10% → 4.85% → 4.80% → 4.70%

Rate History: 4.85% → 4.70%

Rate History: 5.00% → 4.90% → 4.80% → 4.70%

Rate History: 3.51% → 4.70%

Rate History: 4.89% → 4.64%

Rate History: 4.64% → 4.63%

Rate History: 2.45% → 4.60%

Rate History: 5.05% → 4.75% → 4.60%

Rate History: 3.82% → 4.71% → 5.39% → 5.13% → 4.60%

Rate History: 2.50% → 5.25% → 4.60%

4.60%

4.50%

$50,000

$50

-

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Rate History: 4.06% → 4.07% → 4.60%

Rate History: 4.59% → 5.12% → 4.85% → 4.59%

Harborstone
Restrictions

4.59%

$5,000

-

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Rate History: 3.04% → 4.59%

Rate History: 4.78% → 4.68% → 4.52%

Rate History: 4.35% → 4.60% → 4.80% → 4.60% → 4.50%

Rate History: 5.15% → 5.00% → 4.50%

Metro
Restrictions

4.50%

$0

-

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Rate History: 3.80% → 4.50%

Rate History: 5.25% → 4.50%

Rate History: 5.00% → 3.00% → 1.55% → 4.60% → 4.50%

Rate History: 4.39% → 4.60% → 4.81% → 4.71% → 4.50%

Rate History: 2.94% → 4.39% → 4.50%

Rate History: 4.25% → 4.50%

Rate History: 3.90% → 4.50%

Rate History: 3.50% → 5.10% → 3.50% → 4.50%

Rate History: 4.75% → 4.50%

Rate History: 5.38% → 4.25% → 4.75% → 4.50%

Rate History: 5.00% → 4.75% → 4.50%

Rate History: 4.25% → 5.00% → 4.50% → 4.00% → 4.50%

Rate History: 5.25% → 4.50%

Rate History: 4.00% → 4.50%

Rate History: 4.25% → 4.50%

Rate History: 2.45% → 5.00% → 4.75% → 4.45%

Rate History: 4.80% → 5.12% → 4.85% → 4.59% → 4.44%

Rate History: 3.85% → 4.20% → 4.35% → 4.10% → 4.42%

Rate History: 4.65% → 4.40%

Rate History: 4.65% → 5.00% → 4.40%

Rate History: 1.95% → 4.00% → 4.35%

Rate History: 4.10% → 4.30% → 4.60% → 4.35%

Rate History: 5.20% → 4.33%

Rate History: 3.04% → 4.33%

Rate History: 0.40% → 3.15% → 4.30%

Rate History: 4.30% → 4.30%

Rate History: 4.07% → 5.17% → 5.12% → 4.54% → 4.28%

Rate History: 3.30% → 4.25%

Rate History: 4.50% → 4.85% → 4.75% → 4.25%

Rate History: 3.50% → 4.25%

Rate History: 4.10% → 4.25%

Dc
Restrictions

4.22%

4.11%

$100,000

$25,000

-

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Rate History: 4.58% → 4.22%

Lone Star
Restrictions

4.20%

$500

-

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Rate History: 3.75% → 4.20%

Rate History: 1.20% → 4.50% → 4.16%

Rate History: 3.10% → 4.10%

Rate History: 2.26% → 4.07%

Rate History: 4.55% → 4.45% → 4.05%

Rate History: 4.35% → 4.25% → 4.05%

Rate History: 1.75% → 4.00%

Rate History: 0.25% → 3.50% → 4.00%

Rate History: 3.50% → 4.00%

Rate History: 4.50% → 4.00%

Rate History: 0.55% → 4.00%

Rate History: 3.75% → 4.00%

Hughes
Restrictions

3.92%

3.87%
3.82%
2.53%

$99,999

$50,000
$1,000
$100

-

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Rate History: 5.00% → 3.75%

Rate History: 3.00% → 3.75%

Rate History: 3.75% → 3.50% → 3.75%

Rate History: 1.95% → 3.75%

Rate History: 3.10% → 3.14% → 3.97% → 3.77% → 3.71%

Rate History: 3.20% → 3.66%

Rate History: 3.51% → 3.65%

Rate History: 3.96% → 3.93% → 3.64%

Educational
Restrictions

3.61%

3.56%

$100,000

$1,000

-

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The Golden 1
Restrictions

3.55%

3.45%

$100,000

$500

-

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Rate History: 5.13% → 2.89% → 3.51%

Frontwave
Restrictions

3.50%

$1,000

-

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Rate History: 4.25% → 4.00% → 4.50% → 4.00% → 3.50%

Green Country
Restrictions

3.50%

$50,000

-

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Rate History: 4.50% → 3.50%

Rate History: 2.90% → 3.20% → 3.45%

Rate History: 3.30% → 3.40%

Rate History: 0.80% → 3.40%

Rate History: 3.55% → 2.85% → 3.55% → 3.35%

3.30%

$1,000

-

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Space Coast
Restrictions

3.29%

$500

-

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Rate History: 3.20% → 3.56% → 3.29%

Rate History: 4.00% → 3.95% → 3.35% → 3.25%

Gecu
Restrictions

3.15%

3.05%

$50,000

$50

-

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Magnifi Financial
Restrictions

3.15%

3.05%
3.00%
2.95%
2.90%

$150,000

$100,000
$50,000
$25,000
$500

-

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Rate History: 2.75% → 2.75% → 3.10%

Direct
Restrictions

3.06%

3.00%

$100,000

$250

-

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Rate History: 1.00% → 3.00% → 5.25% → 3.00%

Rate History: 4.85% → 4.50% → 3.00%

Jovia Financial
Restrictions

3.00%

$100

-

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Security Service
Restrictions

3.00%

2.95%
2.15%

$50,000

$25,000
$500

-

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First Florida
Restrictions

2.75%

$1,000

-

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Ingersoll-rand
Restrictions

2.73%

$1,000

-

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Loco
Restrictions

2.65%

$500

-

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Rate History: 5.00% → 12.00%

Campus Usa
Restrictions

2.53%

2.27%

$25,000

$2,000

-

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2.48%

$1,000

-

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Unify Financial
Restrictions

2.40%

2.25%
2.10%

$100,000

$40,000
$1,000

-

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Safeamerica
Restrictions

2.25%

$1,000

-

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2.20%

2.15%

$50,000

$500

-

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2.11%

$1,000

-

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2.10%

1.95%

$100,000

$0

-

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Rate History: 2.10% → 2.00% → 4.85% → 2.00%

Rate History: 2.75% → 1.95%

Rate History: 4.75% → 4.70% → 4.45% → 1.85% → 1.90%

Connex
Restrictions

1.60%

$500

-

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Great Lakes
Restrictions

1.55%

1.25%

$100,000

$1,000

-

Learn More

Rate History: 2.69% → 1.51%

1.51%

$10,000

-

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Rate History: 0.70% → 1.40%

Louisiana
Restrictions

1.26%

$10,000

-

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Linn - Co
Restrictions

1.26%

$100,000

-

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1.26%

$10,000

-

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1.26%

$100,000

-

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Wymar
Restrictions

1.25%

$75,000

-

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1.21%

$10,000

-

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Carter
Restrictions

1.20%

$10,000

-

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1.20%

$100,000

-

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Chemcel
Restrictions

1.20%

$100,000

-

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1.16%

$10,000

-

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Ferguson
Restrictions

1.16%

$10,000

-

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1.15%

$100,000

-

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1.11%

$10,000

-

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Cse
Restrictions

1.11%

$1,000

-

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Bp
Restrictions

1.11%

$10,000

-

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Memorial
Restrictions

1.11%

$10,000

-

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Spco
Restrictions

1.11%

$50,000

-

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1.11%

$1,000

-

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1.11%

$10,000

-

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Honolulu
Restrictions

1.10%

$10,000

-

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1.10%

$10,000

-

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Hiway
Restrictions

1.10%

$100,000

-

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Chemcel
Restrictions

1.10%

$10,000

-

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1.10%

$10,000

-

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1.06%

$10,000

-

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1.06%

$10,000

-

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Spirit Of Alaska
Restrictions

1.06%

$10,000

-

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Bossier
Restrictions

1.06%

$10,000

-

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Crow Wing Power
Restrictions

1.06%

$10,000

-

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True North
Restrictions

1.05%

$10,000

-

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1.05%

$10,000

-

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Keesler
Restrictions

1.05%

$25

-

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Metro Cu
Restrictions

1.05%

$10,000

-

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Firstlight
Restrictions

1.05%

$100,000

-

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Plus
Restrictions

1.05%

$100,000

-

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Gsa
Restrictions

1.02%

$10,000

-

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1.02%

$100,000

-

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Five Star
Restrictions

1.01%

$10,000

-

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Members Choice
Restrictions

1.01%

$10,000

-

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Cenla
Restrictions

1.01%

$10,000

-

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1.01%

$10,000

-

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Del Norte
Restrictions

1.01%

$100,000

-

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Texas Tech
Restrictions

1.01%

$10,000

-

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Domino
Restrictions

1.01%

$10,000

-

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Kelly Community
Restrictions

1.01%

$10,000

-

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Cone
Restrictions

1.00%

$10,000

-

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1.00%

$10,000

-

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United 1st
Restrictions

1.00%

$100,000

-

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1.00%

$500

-

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1.00%

$100

-

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Coosa Pines
Restrictions

1.00%

$10,000

-

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1.00%

$10,000

-

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River Community
Restrictions

1.00%

$10,000

-

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Kirtland
Restrictions

1.00%

$100,000

-

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Up Arkansas
Restrictions

1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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Hurricane Creek
Restrictions

1.00%

$10,000

-

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Membersfirst
Restrictions

1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$100,000

-

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1.00%

$90,000

-

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Wymar
Restrictions

1.00%

$1,000

-

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Hiway
Restrictions

1.00%

$10,000

-

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Alabama One
Restrictions

1.00%

$10,000

-

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Alps
Restrictions

1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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Limestone
Restrictions

1.00%

$100,000

-

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1.00%

$100,000

-

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1.00%

$10,000

-

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Electro Savings
Restrictions

1.00%

$10,000

-

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Assemblies Of God
Restrictions

1.00%

$10,000

-

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1.00%

$100,000

-

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1.00%

$100,000

-

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White Sands
Restrictions

1.00%

$100,000

-

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Day Air
Restrictions

1.00%

$10,000

-

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Linn - Co
Restrictions

1.00%

$10,000

-

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1.00%

$10,000

-

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union One-Year Certificates of Deposit 2024

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period (in the case of 1-year CDs, the period is obviously 1-year), you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal, and many that do maintain the right to deny it in their terms and conditions. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union.

Many Americans enjoy performing their banking transactions with credit unions citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on 1-year CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the  Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s  Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year time deposit is 3 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the next 12 months (or the period of your time deposit or CD). The premium in a one-year CD is very small, however, a small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates